A checklist of what insurers usually ask for.
Identity and address
A valid passport, visa or residence permit (or OCI card), and proof of overseas address such as a utility bill or driving licence.
Indian identity
PAN card is usually mandatory. Some insurers also request an Indian address for correspondence.
Financial documents
Salary slips, employment letter or tax returns from your country of residence for larger covers, and NRE/NRO bank statements.
Photographs and signatures
Recent photographs and signatures matching your passport; some insurers accept attested or digital signatures.
Tax forms
Self-certification forms for FATCA/CRS tax residency are required by financial institutions.
Attestation
Documents may need attestation by an authorised officer in your country. Ask us which options your insurer accepts.
Important. Rules vary by insurer, product and country, and change over time. This is general information, not legal or tax advice.