The numbers behind starting early.
Compounding needs time
Money invested early has more years to grow on its own gains.
A simple comparison
Starting ten years later can need roughly double the monthly amount for the same corpus.
Inflation is a silent tax
Your future expenses will be much higher than today’s.
Start small, step up
Raise contributions each year as income grows.
Key takeaway. Use the retirement calculator to see your own numbers.
General information only; not personal advice. Rules and limits change, so verify current details. Last updated October 2026.